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Basic tow truck policies include liability and physical damage coverage. Liability coverage includes bodily injury and property damage. In other words, it protects others, who have suffered a loss from your business operations.
Collision
Covers the repairs or replacement of your tow truck should it be involved in a crash.
Comprehensive
Like other policies, comprehensive covers you should your tow truck be involved in an accident where no collision took place. One example of non-collision risks include severe whether or fire.
Uninsured Motorist
Guards you should you be in an accident where the other party does not carry sufficient insurance coverage to pay for your loss(es), whether or fire.
Garagekeepers Liability Insurance
Since tow trucks don’t just transport items (in this case, vehicles) from one place to the other. You business may need coverage for when you store those items in your lot. This is why tow trucks are unique in their insurance needs.whether or fire.
ON-HOOK Towing insurance
An accident where your car, the other parties car, and your clients’ car(currently being towed), are all damaged in a collision during business operations. This is an example of a risk that would be covered with On-Hook insurance. This part of the policy would pay for your clients vehicle, while your general coverage would pay for the damages sustained by the person you collided with.
We provide our clients with the best insurance prices available in the D.M.V area.